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Hone Your Gold Knowledge By Using This Expert Advice

If you want to use gold in your investment portfolio, then it’s important that you learn how to do that safely. It’s not as simple as just diving in head first, but it doesn’t have to be complicated either when you have the necessary information. This article is going to help you make those gold investments.

Before you buy gold from a dealer, get a guaranteed delivery date. If the seller delays delivery, you have to get a written confirmation on when the expected delivery date is. You should have the date of delivery clearly listed. Do not complete the order unless you have this in writing.

The day that you plan on buying gold, check its spot price. This price changes every day. You can locate it on several different websites. Only place your order if you can find a dealer willing to sell for an 8% markup or less over the spot price. Many times sellers will try to sell it at a higher price.

When sending off your jewelry, you need to consider the shipping cost to you if you’re not satisfied with the offer given. They may not charge you to send it to them, but they could gouge you to send it back. It’s best to be prepared so you are not surprised by return shipping charges.

Try using something like GoldMoney for buying gold. This is the equivalent of establishing a gold bank account. With GoldMoney, you pay for a certain amount of gold at market rates, taken from your account, and it is reserved for you. The gold remains in the bank until you sell it.

Avoid letting people know that you are planning to sell your gold. You can’t be sure who’s listening or who is trustworthy. Keep your investment private and secured, preferably in a safe. In this way, you can be sure your gold investment is safe.

Never pass up an opportunity to search for gold in a thrift shop or antique store. You can find bargains in those places when you’re aware of what you want. Often, gold ends up in stores like this because the original owners didn’t realize the items they had were valuable. If you know what you’re doing, this can be your benefit.

You can use a magnet to determine the authenticity of gold. Precious metals do not respond to magnets. Sometimes a jewelry piece is only plated in gold with a solid gold clasp. This can be a useful method of testing for that.

Be sure to do your homework about current gold values prior to any investment decision or action. Many people will offer you their own insights and assure you that they’re providing real investment expertise. When they make huge promises, they can’t keep them. Don’t think of buying gold as a means to overnight riches, and you will never end up being disappointed.

After reading the above information about gold you should be able to test your knowledge in this market. Think over everything that you went over here and be sure you use it when you’re developing a strategy for your investments. Yes, gold is a great investment that can help you plan ahead for the future.

How To Make Using Coupons Work For You

You do not have to dread spending all of your hard-earned cash at the grocery store. Learning how to coupon effectively is a great way to help you save some money. You have to know how to find suitable coupons, also. Keep reading for good advice that can help you save money.

Using coupons on sale items will result in the biggest savings. There may be times you need to save a coupon a couple weeks rather than using it when you go shopping next. You may also need to go to multiple stores when shopping to see the savings that you want to see.

Some stores accept coupons from competitors, making it easier for you to achieve the best deals all in one place. When you find a store that accepts competitor coupons and also doubles coupons, you have really found a great place to shop.

As popular as the Sunday paper used to be to find coupons, the Internet is the best resource nowadays. There are many money-saving coupon opportunities online with regards to food and clothing. You often do not even need to cut them from the newspaper because you can just print them off of the computer.

Decide to give yourself some time to find coupons once a week. This will help you become more efficient. There is always something to be clipped, but one day each week should be set aside for strict devotion to finding coupons that you can use for the upcoming weeks.

Be mindful of your coupons’ expiration dates. There are some coupons which have a very limited time to use. Other coupons can last the calendar month that you are in. Look at them on a weekly basis and see when they are no longer useable. Use the coupons that will expire soonest, or pass them to friends. That will help you get the most out of your coupons.

If something for which you have a coupon is about to be discounted, it is possible to realize greater savings by utilizing a coupon service to get multiple copies. There are many clipping services available via coupon websites, and this saves you money for newspaper subscriptions.

Clip out coupons of items that you will purchase frequently. That way, you won’t be tempted to spend money on items you wouldn’t normally buy. If you are buying things you don’t need, you might just get frustrated and quit. You will also be able to keep your coupons organized by doing this.

Certain stores will double or triple the value of your coupons. Take the time to call up stores or ask fellow shoppers where you can take advantage of this practice. Take the time to check around with anyone you might know who could show you where these ideal stores can be found.

We hope that these tips have helped you figure out how to shop with coupons. But remember that no information is ever good enough unless you decide to put it to use for you. Keep these tips in mind so that you can save more on the grocery bill.